IRS Debt Relief & Direct Taxpayer Advocacy

Facing the IRS can be overwhelming, but you don't have to face them alone. My name is Diego Figueroa. As a Federally Licensed Enrolled Agent and National Tax Practice Institute (NTPI) Fellow®, I bring years of specialized representation experience to advocate directly for taxpayers.

Whether you are dealing with unfiled tax returns, audit notices, bank levies, or wage garnishments, I step between you and the IRS. Once authorized, I take over all direct communication, analyze your official IRS transcripts, and evaluate your eligibility for resolution options—including Offers in Compromise (settlements), penalty relief, and audit defense—protecting your rights every step of the way.

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Step 1: Confidential Case & Document Review
We carefully review your IRS or state tax notices, assess your current tax status, and discuss your financial situation in a private, judgment-free consultation.

Step 2: Securing Immediate Representation
We submit official authorization (IRS Form 2848) so we can represent you directly. From this moment, all IRS calls and letters are redirected to our office, taking the immediate pressure off you.

Step 3: IRS Transcript & Financial Investigation
We pull your official IRS transcripts to analyze your complete tax history, confirm exact balances owed, identify missing filings, and verify compliance status.

Step 4: Tailored Strategy & Final Resolution
Based on our findings, we formulate the best resolution plan for your case—whether that involves negotiating an Offer in Compromise, setting up an Installment Agreement, securing Penalty Abatement, or handling audit defense.

Q: Do I ever have to talk to the IRS directly?

A: No. As a Federally Licensed Enrolled Agent, I represent you directly. Once authorization is in place, the IRS contacts me—not you.

Q: What happens during our initial consultation?

A: We review the notices you received, assess your situation with complete confidentiality, and map out your legal options without judgment.

Q: Can active wage garnishments or bank levies be stopped?

A: Yes. Establishing formal representation and filing the appropriate resolution proposal with the IRS is often the fastest way to halt aggressive collection actions.

Q: What if I can't afford to pay my total tax balance right now?

A: You have options. Depending on your financial situation, we can negotiate manageable monthly installment plans, request Temporary Hardship status, or evaluate if you qualify for an Offer in Compromise to settle for less than you owe.

Q: How quickly can an active wage garnishment be stopped?

A: We act immediately. Once we establish official representation, we can often secure a garnishment release within a few business days, depending on how fast the IRS processes the relief request.

Q: How many years of unfiled tax returns do I need to submit?

A: The IRS generally requires the last six years of tax filings to bring your account back into compliance. We confirm the exact missing tax years by pulling and reviewing your official IRS account records.

Q: What if I no longer have my W-2s, 1099s, or financial records?

A: You do not need to worry about missing paperwork. We request your official income transcripts directly from the IRS to reconstruct your tax records accurately.

Q: How much can an IRS tax settlement (Offer in Compromise) reduce my balance?

A: Settlement amounts are calculated using the IRS's strict financial formulas based on your income, necessary expenses, and assets. Eligible taxpayers often settle their liability for a small fraction of the total balance.

Q: Which IRS penalties can be reduced or eliminated?

A: We frequently request relief for Failure-to-File, Failure-to-Pay, and Failure-to-Deposit penalties based on reasonable cause or First-Time Penalty Abatement rules.

Q: Does Currently Not Collectible (Hardship Status) wipe out my tax debt?

A: Hardship status pauses collections while you are experiencing financial strain. While the balance remains on paper, the 10-year statutory clock on IRS collections continues to run, meaning the debt can expire completely if you remain in hardship status.